Claims and as a Consumer The Things You Should Know

I have found through my research that almost no insurance broker handles what I feel is the most important part of our jobs ... claims execution!

The procedure is that NO client is to pay a bill or claim without letting me do my job ... confirm what the correct payment should be. Our mission is to insure that our clients pay the CONTRACTED RATE only. This amounts to 25% of what the bill would be if one was not insured.

The "usual and customary" or "the contacted rate" is key to why we get insurance. If one was not insured the old saying " I went to the hospital and paid $20 for an aspirin" would apply. With insurance you would pay 20 cents, and your broker, who comes free to you would make sure of this.
I have saved our clients countless dollars as they have "side-stepped" double dipping, over charges, cash deals that would have cost them 50% more! Saving our clients money is what we do!

In summary please make sure you find a broker that handles every claim. Any broker can take an application ... it is the great broker that handles every issue for their client ... especially CLAIMS!